What is an SR22 Insurance Coverage? 3 Important Things you Must Know
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SR22 Insurance Coverage Meaning and Definition Also known as a certificate of insurance and financial responsibility filing , SR-22 is a vehicle document. It is required by many of the state DMV (Department of Motor Vehicles) offices for fulfilling high-risk insurance policies. Various states accept an SR22 insurance coverage certificate as an alternative to depositing cash or security as a means of proof of financial responsibility. A DMV might require an SR22 from a driver in order to reinstate her driving privileges following an uninsured car accident or in case of a conviction of some other traffic-related offense, such as the DUI (Driving Under the Influence). An SR22 insurance coverage certificate might be required for up to 3 to 5 years for convictions ranging from driving without a license and with a suspended license to that in case of a DUI. In case an SR-22 is canceled or expired, the insurance company must issue an SR-26 form to certify the cancellation of the polic